Apply with our short application
Up to $1 million
Working capital for businesses ready to grow.
We know which funders work with businesses like yours, and what they need to see.
Apply in minutes. Fast approvals, 24 hour funding.
Funding built for the way small businesses run
- No hard credit pull
- Clear terms before you sign
- No obligation application
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3 min -
24 hrs Fast approvals & funding
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$1M Max funding for qualified businesses
Why the right match matters
The same business gets four different answers.
Every funder is looking for something different. We know which ones want a business like yours, and that is where your application goes.
Prepared
We know what your numbers will tell a funder before they see them.
Well Connected
Some funders care more about your deposits than your credit score. We know who does what.
Well Presented
Your application arrives explained, in the format that desk wants to see.
How we work
Apply today and we start working with you to acquire your offers in hours.
Every funder is looking for something different, and we know which one is looking for you.
We put the whole thing in front of you in plain English, and then it’s your call.
Your experience matters to us, and we look forward to providing excellent service and creating a lasting relationship.
Where you stand
Do you qualify?
These are starting points, not hard gates. Consistent revenue and a steady account history matter most, and a strong business light on one of these is still worth a conversation.
- 1 yr Time in business
- $25k A month in revenue
- 600 Credit or better
- Business bank account
How it works
Four steps, and the first one takes three minutes.
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Apply.
A short application, about three minutes.
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We tell you where you stand.
You’ll hear what your numbers can support, and what would push it higher.
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We bring back offers.
Your application goes to the funders who will do the most with it.
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You sign the best one.
Every offer comes to you in plain dollars, and we help you take the strongest one.
Who we work with
We know how your industry gets paid.
Every business runs its cash differently, and knowing that pattern is most of the job.
What businesses use this for
- Making payroll
- Buying materials
- Stocking inventory
- Staffing a new contract
- Replacing equipment
- Covering a tax bill
- 92% Of qualified applications receive at least one offer
- 24 hrs Approvals and funding typically happen fast
- 100% Effort by our team ensuring your satisfaction
- Apply Secure funding for your business with Berkley
No obligation
The Berkley Service Promise
Applying commits you to nothing. Here’s what you can expect from us.
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You Stay in Control
We name every funder before we go to them, and you can tell us to skip any.
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No Hard Credit Pull
Checking your options leaves your credit score alone.
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Clear Terms
What you receive, what you pay back, and what leaves your account each week.
And if we see a way to get you a stronger deal in six months, we’ll map that out with you.
No. We’re a funding brokerage, not a lender, and we say so upfront. Our funders make the decision and set the terms, and you’ll know exactly who yours is before you sign.
No. We start with your numbers, and any credit check at that stage is a soft pull that leaves your score alone.
You’ll see it in plain dollars before you sign: what you receive, what you pay back, and what leaves your account weekly. Your numbers drive the pricing.
It carries less weight here than most owners expect. Deposit consistency, revenue and time in business matter more, so a lower score on its own is still worth an application.
Very common, and plenty of funders still work with you. It changes who we go to, which is exactly what we’re here to sort out.
Testimonials
What owners tell us
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I almost didn’t call, because the last broker took two weeks to tell me no. We’d won a $1.4 million school renovation and needed $180,000 of materials on site before the first pay application was even submitted. They came back the same afternoon and told me two of their funders wouldn’t touch construction and one would. That one did. Crew got paid, materials landed.
Mechanical contractor
Nassau County, NY -
Nineteen years in home care and cash flow has always been the headache. Census went up thirty percent in a quarter, which meant nine more aides at about $3,100 a month each, and Medicaid still paying sixty to ninety days out. What mattered was that the person reading our numbers already knew a ninety-day receivable cycle is the structure of the industry.
Home care agency
Westchester County, NY -
Our competitor’s owner was retiring and wanted to close inside three weeks. My bank needed two years of returns and a quarter to decide, and I was one tax return short because we’d restructured the entity in 2024. This time I got told plainly that the number I could get approved for was bigger than the number I should take, and why. We closed on the seller’s date with one position.
Industrial supply distributor
Long Island City, NY
All funding referenced below was arranged by Berkley Financial Group and provided by third-party funding partners. Individual results vary. Approval, amounts, and terms are determined by the funding partner.
Find out what you can get.
Apply in three minutes and we’ll tell you where you stand today.
Apply in minutes. Fast approvals, 24 hour funding.
Berkley Financial Group LLC is a funding brokerage, not a lender. Funding is arranged by Berkley and provided by third-party funders, who make the credit decision and set the terms. Not a commitment to fund. All financing subject to the funder’s approval.